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moneywatch.com / Spending by MoneyWatch.com | Oct 19, 2010 As important as your credit score is to your financial credit report agencies Tulsa health, very few people truly know how their scores add up. triple credit report free

And plenty of consumers get it wrong credit report agencies Tulsa on the important questions, like how to raise your score or how long a black mark lasts.

MoneyWatchs credit report agencies Tulsa Jill Schlesinger asked John Ulzheimer, president of consumer education for Credit.com, to name the most common misunderstandings and to tell us what will really hurt (or help) your score. As important as your credit score is to your financial health, very few people truly know how their scores add up. free credit report federal And plenty of consumers get it wrong on the credit report agencies Tulsa important questions, like how to raise your score or how long a black mark lasts.

MoneyWatchs Jill Schlesinger asked John Ulzheimer, president of consumer education for Credit.com, to name the most common misunderstandings and to tell us what will really hurt (or help) your score. With FICO scores typically ranging from 350 to 850, 35% of the points on your score are credit report agencies Tulsa directly tied to whether youre making credit report agencies Tulsa your payments on credit report agencies Tulsa time, says Ulzheimer. free online credit check That leaves 65% credit report agencies Tulsa of your score credit report agencies Tulsa that has nothing to do with credit report agencies Tulsa missed payments. You cannot hang your hat on whether or not you are just making your payments on time, and assume you have fantastic credit he says.